Don’t carry cash. You may think twice about a using a credit or debt card to buy a coke but not when you have cash with you. In like manner, use direct deposit of your pay into your checking account. If you don’t touch cash, you are more likely to spend less. Of course, the best rule to follow is not to shop unless you must.
Drive less. Try to ride with other people when you can. Just 10 miles per week is 520 miles per year. That is more than a tank of gas. This will also extend the lifeof your car. That is thousands of dollars to you. It adds up.
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Thursday, July 17 2008
Set some ground rules. What you expect from them and what they can expect from you. Parents are more reasonable than you think. If they know you will keep your word, they will probably back off hounding you about stuff they think you should be doing. Maybe they have some expectations of you that you are unaware that they hold. Ground rules establish expectations and eliminate overbearing demands. Tell them how you are spending your money. If they know you are being responsible, they are much more likely to help you with your needs. If they don’t know how you spend your money, they may be left with a feeling that you are squandering their assistance to you and facilitating irresponsible living. |